Pay Philosophy

　　The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

　　Description

　　Reviews new and existing Commercial Transactional risks submitted by assigned offices to confirm compliance with Liberty Mutual Surety`s underwriting strategies, guidelines and marketing objectives. Utilizes objective perspective to identify omissions in underwriting detail, if any, confirm attributes and/or weaknesses of case and ratifies parameters of credit recommended for specific risks, with primary objective of achieving profitability for the department. Makes recommendations to more senior Home Office staff to decline business that does not meet underwriting guidelines and standards.

　　Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the world's largest global Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 16 countries.

　　Responsibilities With some guidance from senior staff, underwrites new and existing contractor, commercial, or specialty account submissions of virtually all sizes and complexities utilizing underwriting authority granted by Chief Underwriting Officer. Makes thorough evaluations and assessments of accounts financial, technical, organizational, and management capacities as well as a subjective judgment of character, normally based upon data/insights provided by the field organization only. May meet with client to facilitate above assessments. Monitors existing books of business from an underwriting standpoint as assigned. Continuously evaluates of the qualitative characteristics new and existing within assigned field offices. Assesses and identifies changes in all aspects of the business including, but not limited to work program to financial strength criteria, nature of work performed (inherent risk), accuracy and timeliness of data flow, and exposure analyses. Coordinates and surfaces issues to more senior Home Office staff/Manager and field office Bond Managers on a regular and timely basis. As directed by more senior staff and/or manager, monitors marketing, underwriting and/or administrative issues within various offices, as assigned. May provide underwriting support and direction to less experienced underwriting staff. Effectively communicates issues of concern on new and existing business to the applicable field office product line underwriter and/or Bond Manager as necessary. Diligently and conscientiously pursues resolution of open issues, documents end result and adjusts credit parameters extended to specific accounts based upon such facts. In connection with credit recommendations which tend to fall outside of normal underwriting standards, applies sound reason and business logic to reach decision. Effectively documents such logic in file and communicates to more senior Home Office and Field underwriting staff, as necessary. As n ecessary, collaborates with Claims staff to evaluate and/or resolve claim issues expeditiously and effectively, and if appropriate, takes immediate action to restrict credit on affected account. Keeps more senior underwriting staff informed of claims issues. May communicate with competitors on matters involving co-surety. Utilizes various applications and data to monitor the quality of existing business. Inputs data on accounts as necessary to complete or modify analyses and maintain lines of credit in a current and accurate manner. Coordinates and surfaces issues to field office product line underwriter and/or Bond Manager, on a regular and timely basis. Partners with field staff to identify, solicit, and contact significant producers in assigned territory under guidance from Bond Manager and more senior home office underwriting staff. May Participates in special projects as requested/assigned. Qualifications BA/BS in Business Administration or related field typically required A minimum of 5 years experience expected, typically 7 or more years surety underwriting experience and/or equivalent surety related experience with progressive responsibility, desired Strong analytical abilities and decision-making skills to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons for underwriting or training purposes Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/work flows to properly manage or administer those issues Strong negotiating, written and verbal communication skills are required About Us

　　At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession.

　　Liberty Mutual has proudly been recognized as a "Great Place to Work" by Great Place to Work® US for the past several years. We were also selected as one of the "100 Best Places to Work in IT" on IDG's Insider Pro and Computerworld's 2020 list. For many years running, we have been named by Forbes as one of America's Best Employers for Women and one of America's Best Employers for New Graduates as well as one of America's Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: https://jobs.libertymutualgroup.com/diversity-inclusion

　　We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

　　Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.