Job Posting End Date: January 10

　　When you join the team at Unum, you become part of an organization committed to helping you thrive.

　　Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:

　　Award-winning cultureInclusion and diversity as a priorityPerformance Based Incentive PlansCompetitive benefits package that includes: Health, Vision, Dental, Short & Long-Term DisabilityGenerous PTO (including paid time to volunteer!)Up to 9.5% 401(k) employer contributionMental health supportCareer advancement opportunitiesStudent loan repayment optionsTuition reimbursementFlexible work environments

　　*All the benefits listed above are subject to the terms of their individual Plans.

　　And that's just the beginning...

　　With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!

　　General Summary:

　　Job Profile Summary:

　　This position reports into the Underwriting Manager or Director for the products they underwrite and is responsible for the evaluation and selection of risk (binding via contract) which ensure the profitable acquisition of new policyholders and the continued profitable retention of in-force cases within assigned authority levels. This position may also assist in the training, technical development and mentoring of Underwriters as well as assisting Management with the day-to-day direction for their work unit by assigning work priorities for Underwriters to ensure the unit and department reaches established service measures.

　　Job Description

　　Principal Duties & Responsibilities

　　Make appropriate risk selection based on the facts presentedFully document reasons and thought processes to support case decisions madeAssist in the analyzing and identifying early and ongoing risk trendsDevelop personal credibility with sales force, key brokers, customers both external and internal customers and field managementSupport Unum/Colonial Life's commitment to privacy and safeguarding confidential information by accurately verifying applicant's key individual identifiersAssist in supporting the achievement of specific top-line, bottom-line growthProvide technical support and mentoring for employees in the team and departmentDevelop selection and retention of customers through accurate risk assessmentIdentify efficiency improvements to include new and better ways to handle Underwriting tasks through automation and training. Alternative focuses may include auditing, procedures, compliance and regulatory functionsAssist with onboarding and training of new hires and provide feedback and/or recommendations to team manager. Also, may provide documented information on skill/knowledge gaps for existing employees and develop and administer a follow-up action plan in conjunction with team manager.May be asked to assist with policy level research issues and communicate resolution/findings/recommendations, as applicablePrepare and conduct daily start up meetings when neededPuts goals of department before team/individual achievements and recognitionIdentify training needs through routine audits, daily review of work

　　Job Specifications

　　Industry and Product Knowledge

　　Understanding of benefits and features of all applicable Unum/CLA productsUnderstanding of when to use individual vs. group

　　Technology

　　Understanding of relevant enrollment platforms, their capabilities and limitations

　　Communication

　　Effective written and spokenDeveloped negotiation and developing influencing skills

　　Financial Acumen and Risk Analysis

　　Considers financial concepts in decision making within their limitProficient at using UW tools with little guidance in analysisUnderstands and proactively researches appropriate information to assist in decision- makingAwareness of key performance and sales metrics of assigned territories

　　Strategic Thinking

　　Evaluates opportunity in order to ask probing questions

　　Entrepreneurship

　　Willing to take appropriate risksProvide superior customer experience and responsiveness to all

　　Mentoring

　　Informally teaches underwriters and field partnersSeeks out mentorship

　　~IN1

　　#LI-KL1

　　Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.

　　The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.

　　$53,300.00-$95,900.00

　　Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.

　　Company:

　　Colonial Life