Company Description Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

　　When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

　　Join Visa: A Network Working for Everyone.

　　Job Description The Strategy & Business Optimization team supports the Risk and Identity Solutions (RaIS) team within the Value-Added Services (VAS) division of Visa. 

　　VAS and RaIS are recently-formed organizations whose products have historically operated largely independent of each other. As fraud and identity grow more complex and as Visa seeks to increase revenue growth in these areas via RaIS products, there is a need for a forward-looking coordinated view of how Visa approaches the risk and identity markets (e.g., customer needs, growth areas, buying behavior) as well as coordination of commercial activities (e.g., GTM, commercialization, pricing, revenue planning). The Strategy & Business Optimization team partners with RaIS leadership to drive the overall strategy for RaIS. 

　　This role will focus on following a One Visa approach to developing and driving the strategy for the RaIS business. Focus areas will include evaluating product portfolio levers and commercial levers to drive growth.  

　　Job Responsibilities: 

　　Support overall forward-looking RaIS strategy and narrative based themes, trends, and emerging customer needs developed via close collaboration with RaIS leadership, global and regional product teams, marketing and sales/relationship teams, and Risk.  Work with team leadership to construct and maintain a coherent view of market opportunity by customer segment and region, incorporating market/competitive intelligence, and customer insights/VOC, and potential threats. Support projects related to long-range strategy development and assessment of significant organic and inorganic opportunities to evaluate and identify growth levers. Structure and solve a wide array of business problems by collaborating with a range of internal stakeholders. Organize and prioritize critical information, issues, and data to facilitate efficient decision making. Build out unique, creative, and impactful recommendations. Work with team leadership to maintain a coherent view of how the RaIS product portfolio addresses market opportunity by customer segment and region, incorporating market/competitive intelligence, and customer insights/VOC, and potential threats. Structure and solve a wide array of business problems by collaborating with a range of internal stakeholders. Organize and prioritize critical information, issues, and data to facilitate efficient decision making. Build out unique, creative, and impactful recommendations. Coordinate and align product strategy with other VAS businesses including Acceptance, Issuing, Open Banking, and VCA businesses Drive transparency and alignment in product development priorities and roadmap across the RaIS portfolio ·Support individual product strategies as needed ·Support integration of product capabilities from acquisitions/partnerships as needed. ·Perform ad-hoc analysis as needed by RaIS leadership.   This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

　　Local Law 144 Notice for New York City Resident Applicants: For some requisitions, automated employment decision tools ('AEDTs') may be used as part of the assessment process to assist our recruiters in the initial evaluation of your application. If your application is submitted pursuant to New York City Local Law 144, you may request an alternative assessment from the recruiter. Please visit the Visa Global Privacy Notice to learn how we may collect, process, or retain your professional and employment information for recruiting purposes.

　　Qualifications Basic Qualifications:

　　5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA) You have 4 or more years of work experieince (focused on business strategy/ consulting or simliar)  Preferred Qualifications:

　　You have 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA) - also the following:  Business Acumen:

　　Strong command of financial, market and consumer data and frameworks with the ability to grasp and distill complex issues.Prior experience with business strategy in a similar role or within a strategy consulting firmExperience with build/buy/partner analysis and inorganic/organic growth analysis Problem Solving:

　　Excellent analytical skills and experience cleaning, evaluating, joining and drawing conclusions from multiple data sets.You are a structured thinker with robust conceptual thinking skills.You have a keen eye for detail with the ability to support recommendations grounded on data and facts. Relationship Building:

　　Ability to engage, influence, and inspire teammates.Ability to build relationships at senior levels across functional areas including product, sales, strategy, and technology.Ability to navigate complex organizational structures Communications:

　　Strong oral and written communication skills.Ability to tell compelling, simple, elegant stories to internal and external audiences leveraging strong visual design skills. Ability to craft compelling, executive-level communications in short time frames.  Execution:

　　Ecellent project management and program management skills and experience in leading cross- functional projects.Able to adjust to multiple tasks / demands and shifting priorities under time constraints.A hands-on approach to all activities with an unwavering passion for excellence. Product Development:

　　Business understanding of product lifecycle approaches, modern data science approaches, and approaches to manage a product portfolio strategy. Domain Knowledge:

　　Awareness of fraud and identity solutions in market and market dynamics.Awareness of current fraud and identity risks and industry pain points for our customers. Additional Information Work Hours: Varies upon the needs of the department.

　　Travel Requirements: This position requires travel 5-10% of the time.

　　Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

　　Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

　　Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

　　U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 132,300.00 to 172,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.