You Lead the Way. We've Got Your Back.

　　With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

　　At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

　　Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it's negotiating with some of our largest global partners or creating next year's financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

　　Join Team Amex and let's lead the way together.

　　About Credit & Fraud Risk Finance

　　Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact credit-risk related insights and deep analytics, P&L stress tests to support regulatory views and governance processes and the forecasting of Net Loss Provision. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity.

　　About the Manager - Stress Testing & Analytics Role

　　This Manager role will be a key member on the CCAR Provision team within CFR Finance under Corporate Planning (CP&A). The primary responsibility of the team is to leverage data, the latest tools and advanced techniques to innovate and help the organization make sound forecasts of the company's Credit Provision forecast for all of AXP in the context of the annual Comprehensive Capital Analysis and Review (CCAR) exercise.

　　The Manager will help successfully run the CCAR exercise by becoming an expert on the Provision forecast and providing insights into the results. Further, they will help manage a project to transition an Excel-based Provision model to TM1, while enhancing the results and usage of the data for planning purposes across the enterprise.

　　How will you make an impact in this role?

　　Responsible for contacting clients with overdue accounts to secure the settlement of the account. Also they do preventive work to avoid future overdues with accounts that have a high exposure.

　　Develop and maintain provision forecast models for the US and lead international marketsAnalyze portfolio/market trends and identify key drivers of forecasted performanceUpdate provision methodology documentation submitted to internal validation teams and external regulatorsPartner with various cross-functional teams, including Treasury, Corporate Planning, and Risk in support of CCAR, ICAAP, and other business forecasting exercises

　　What You'll Bring

　　Experience with credit provision concepts, particularly CECL for credit cards.Proficiency in SQL/HiveQL recommended. Python experience also desired.Advanced Excel skills including experience with PowerQuery.A high level of proficiency in PowerPoint.Experience with large and complex projects.CCAR experience desirable but not required.

　　Skills to be successful in the role:

　　Strategic & Analytical - Ability to be a thought partner to help enhance the team's goals; demonstration of analytical prowess exhibiting a positive change in results.Collaborative - Establish and maintain positive relationships with team members and business partners; help elevate the people around you.Communication - Ability to break down complex ideas into understandable and actionable messages.Growth Mindset - Positive and adaptable to a fast paced and dynamic environment.Organized - able to maintain multiple workstreams with great follow-up and attention to detail.

　　Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits

　　The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

　　We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

　　Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities

　　For a full list of Team Amex benefits, visit our Colleague Benefits Site.

　　American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

　　We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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