YOUR IMPACT

　　How would you like to be involved in a central part of Goldman Sachs' risk management framework? We are looking for a highly motivated individual who is able to deliver credit risk analysis, on the basis of a thorough understanding of credit fundamentals and risks associated with lending and derivatives products. You will play a key role in the credit risk management function supporting the Americas team.

　　OUR IMPACT

　　The Risk business is a team of specialists charged with managing the firm's risk, and providing the overall financial control and reporting functions. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division business is ideal for collaborative individuals who have strong ethics and attention to detail.

　　Credit Risk, a department within the Risk business, works closely with Global Banking and Markets, Asset and Wealth Management and other functions of the control businesses to manage Goldman Sachs' credit risk. Credit professionals protect the firm's capital by using in-depth knowledge of our clients credit fundamentals, credit risk mitigants, lending and trading products to make decisions on acceptable level of firm's risk appetite. Staffed with ~350 professionals, Credit Risk operates through 10 different offices around the world and is organized by different industry groups including Corporates, Funds, Financial Institutions, Asset Financing and Private Client. Credit Risk provides a unique opportunity to develop a variety of professional skills and expertise in risk management while working on financial transactions.

　　HOW YOU WILL FULFILL YOUR POTENTIAL

　　Assess the credit and financial strength of counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors Collaborate with the business teams, including Global Banking & Markets, to meet client credit requests while ensuring the firm's risk return needs are balanced Proactively monitor and assess counterparts and industry subsectors in your portfolio and report relevant information and its impact to senior management in a timely manner Complete annual reviews to determine Internal Credit Ratings, Regulatory Risk Ratings and Watch List Status for your industry portfolio Review and approve derivative, funding and lending transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses

　　SKILLS & EXPERIENCE WE'RE LOOKING FOR

　　Bachelor's degree (December 2019 - December 2023); ideal candidate will have some training in accounting, corporate finance and capital markets products 0-3 years of prior work experience in a relevant field Strong analytical and financials modelling skills Proficient to advanced skills with MS Office (Excel, PowerPoint, Word, Outlook) Highly organized with exceptional attention to detail and follow-through Strong ability to manage multiple projects with competing deadlines Capable of understanding, describing and debating complex concepts Ability to work in a fast-paced environment Exceptional work ethic, integrity, ethical standards, sound judgment and ability to play in a team