Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.

　　Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

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　　The Associate (AA2) role provides a range of analytical support services that contributes to the overall credit analysis function performed by the Structured Finance Line of Business.

　　Prospective candidates will have good exposure to capital markets, fixed income in particular and an in-depth understanding of securitization.

　　Candidates will be expected to demonstrate their ability to work effectively in a team environment. The ideal candidate for this role will possess strong organizational skills, demonstrate attention to detail, and enjoy working in a collaborative team environment.

　　The Associate position provides a unique opportunity to foster skills that are valuable to any future career in the financial services industry. This will be an internally facing role, reporting into the Team Manager.

　　Key Responsibilities:Perform analysis to support ratings, research, analytical outreach: Examples of analytical work include:Data analysis for underlying loans such as residential, commercial mortgages etc. Identify trends/deviations in data and use analytical ability to form well thought out credit conclusionsData analytics to support thematic researchUndertakes initial review and quality assessment of work products from more junior associatesDevelop working knowledge of Moody's methodologies in order to apply to various analyses.Demonstrate the ability to understand and identify key factors that affect issuer credit ratings under full supervision and guidance from the team manager.Support monitoring/surveillance of issuers by e.g. preparing data for surveillance, periodically updating preliminary components of analysis, and initiating/escalating deeper reviews when necessaryEffectively and persuasively communicates credit knowledge and rationale in both written and oral formDevelops and maintain an understanding of industry trends and issuesPerform certain routine administrative and other ad-hoc tasks.Qualifications :Minimum graduate degree; Preferably a post graduate degree in finance, economics, mathematics or any other related disciplineRelevant experience of 4+ years in credit/financial data analysis and interpretation; experience in structured finance will be an added advantageAttention to detail, and ability to manage multiple on-going tasksExcellent Microsoft Office skills, in particular Microsoft ExcelFluency in English with excellent written and verbal communication skills; excellent interpersonal skillsHighly motivated and enterprisingInterest in / ability to comfortably and professionally interact directly with Moody's onshore Analysts and management

　　Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

　　Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

　　For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

　　Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.