Company Description Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Binance, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.

　　We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.

　　Job Description

　　Department: Client Services Location: Singapore The role

　　We're looking for a strong Underwriter with a background in payments and/or financial analysis to join our Singapore team. You will be part of a team that is responsible for underwriting enterprise customer applications with a focus on analysis relevant to Business Model, Credit Exposure and enhanced Financial Analysis. This role offers a unique exposure to our core business areas, collaborating closely with our key internal players (Business Development, Sales, Risk, Legal teams and Top Management) and our high value merchants and partners.

　　How you'll make an impact

　　Leveraging experience, you will conduct business model analysis in-line with internal policy guidelines and apply complex evaluation techniques to achieve the desired results for complex dealsConduct proficient analysis of P&L, balance sheet and cash flow statements of complex business models and demonstrate a competent understanding of accounting principlesCompetent in underwriting high risk lines of business including travel, subscriptions, ticketing and events, securities dealers, gambling, amongst othersPrepare persuasive summaries to assess micro and macro risks, mitigants and make balanced recommendations to present to management and the Credit Risk CommitteeRepresent Underwriting in attending customer calls and meetings alongside Sales or Account ManagementApprove teammates’ credit submissions in line with delegated approval authorityIdentify operational issues and areas for improvement, and make detailed recommendations on how to improve the merchant onboarding experiencePreferable if candidate possesses industry expertise, and can act as a subject matter expert in a particular industry(ies)Foster a culture of collaboration with key internal stakeholders, in particular Sales, and first and second line Risk personnel and LegalAct as a mentor to junior team members through training initiatives and credit approvalsContribute to Underwriting driven projects as required Qualifications What we're looking for

　　Subject matter expertise in underwriting and financial analysisDemonstrated ability to make sound judgment, balancing risk and reward Ability to continually monitor and manage competing priorities and adjust accordinglyPossess excellent written and interpersonal communication skillsAdopt a ‘customer first’ mindset to deliver creative solutions for our merchants Competent escalation management - act with urgency to ensure escalations are prioritized, owned, and resolved effectivelyPossess enthusiasm to drive process improvement initiatives, and contribute to broader department initiatives and projects High performance mindset defined by rigorous discipline and execution intensity Contribute to cross team collaboration and building a One Team cultureLeading by example, you will demonstrate our core Values and live out our Operating Principles in everything you doDesirable if you have coached, mentored or led teams in the past Fluency in English and Mandarin is a must Experience you will bring to the role

　　Work in a team that uses qualitative and quantitative targets to measure performanceDemonstrable experience related to merchant underwriting, credit insurance and/or commercial lendingExpert level financial statement analysis and credit exposure assessment abilityExperience with concise written and oral presentations, and ability to deliver complex messages in a clear and focused mannerA highly analytical team player who loves to evaluate financial and business risksDomain expertise within the payments industry will be preferable Additional Information Apply without meeting all requirements statement 

　　If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

　　We believe in equal opportunities

　　We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

　　Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

　　When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

　　We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

　　Take a peek inside life at Checkout.com via

　　Our Culture video https://youtu.be/BEwnpHuadSwOur careers page https://www.checkout.com/careersOur LinkedIn Life pages bit.ly/3OaoN1U  Our Instagram https://www.instagram.com/checkout_com/

　　Apply without meeting all requirements statement 

　　If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

　　We believe in equal opportunities

　　We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

　　Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

　　When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

　　We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

　　Take a peek inside life at Checkout.com via

　　Our Culture video https://youtu.be/BEwnpHuadSwOur careers page https://www.checkout.com/careersOur LinkedIn Life pages bit.ly/3OaoN1U  Our Instagram https://www.instagram.com/checkout_com/